Desperately Need Help For Rent-Surgery Soon

My bank account is currently at -$272.46, and I don't know how I'm going to afford my $950 rent at the end of this month. I am also having important hernia repair surgery in early January, which I'm not sure my insurance will completely cover, and which will put me out of work for 6-8 weeks at my regular job, since the recovery will mean that I can't lift heavy objects which my current job requires. I am looking for other employment opportunities at the moment, but it is extremely difficult, considering the holidays. I have tried to contact my bank to get them to reverse overdraft fees, but they are not budging. I am at the end of my rope and this is the last thing I want to be doing, so any help would be greatly appreciated and I would be eternally grateful. https://paypal.me/William584?country.x=US&locale.x=en_US